Nurturing dreams, securing futures
Whether it's shaping your future aspirations or securing your golden years, Penaid is your shelter for a rainy day.
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₦5B+
Disbursed Loans
120k+
Lives Impacted
20,000+
Approved Loan Applications
Serving the underserved,
the Penaid way!
Padi, your friend for life.
Are you a pensioner seeking financial peace of mind? 'Padi' is your exclusive portal to secure your retirement. Discover our pension loans designed to provide you with the financial comfort you deserve. Let 'Padi' be your partner in this new phase of life, ensuring your golden years are truly golden.
Relax with PadiCertifi, let's build your future.
Unlock your academic journey with 'Certifi.' Whether you're pursuing a bachelor's degree, postgraduate studies, or an MBA, Penaid offers tailored financial support to make your dreams a reality. Shape your future with Penaid tuition loans.
Soar with CertifiSimplified process, just for you.
Fill in your pension and loan details
Tell us your monthly pension and choose the loan structure.
Fill in your details and documentation
Fill out all your details and upload your documents.
Register modes of payment
After your loan gets approved in principle, verify your mode of repayment.
Loan Approved & Disbursed
Your loan gets approved and disbursed after verification of your repayment method.
We are really close to you
Discover our network of dedicated agents across Nigeria, ensuring personalized assistance at every step. Find below our physical offices in key regions.
Lagos (Headquarters)
10, Bode Thomas Street, Surulere
Ibadan
3B, Aare Avenue, New Bodija, Ibadan, Oyo State
Port Harcourt
13, G.U. Ake Eliozu Road, beside Benita Oil & Gas Filling Station, Eliozu, PH.
Abuja
Z20 Asokoro Ultra Modern Market by Mammy Market Car Park
Ogun
56, Omida Shopping Mall, Ibara, Abeokuta, Ogun State
What our clIents are saying
Join millions of lives Penaid has touched
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